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From the signing of the sale contract to the settlement of housing, every procedure of buying a house in Canada can not be careless. I would like to make a detailed interpretation for you here. The first is to find a trusted agent to help you find housing, a large number of online, on-the-spot housing.
1. Sign a sale and purchase contract.
First of all, the buyer gives the seller an offer. The specific approach is to write down the specific requirements of the buyer in the standard housing sale and purchase contract in BC province. The main provisions include:
A, Purchaseprice (purchase price). If the seller lists the price or quotation is 2 million, the buyer can make an offer on the contract according to his own idea. If you know that there are several buyers at the same time, this offer needs to be skillful. So that there are no other buyers, this offer can not be too outrageous, for example, only quote 1 million, is not an appropriate offer, the seller will feel that you are not sincere about buying the house. This offer needs to be discussed between the buyer and his broker. The experience of the broker is very important at this time, and he should provide customers with the latest transaction prices of similar houses in the area for buyers’ reference.
B, Deposit (deposit). Generally speaking, the deposit is 5% of the purchase price, but it can be taken as an integer. This clause requires an agreement on the time and account to be paid for the deposit. The general contract stipulates that the deposit is paid within 24 of the “Subjects Removal (date of removal)”. The deposit stipulated in the contract is paid to the trust account of the buyer’s brokerage company (that is, the trust account of your real estate broker). This account is restricted by the real estate service law, and the buyer’s brokerage company is not allowed to use it at will. If all goes well, the deposit should be paid to the seller on the “Completion Date (date of completion of the transaction)”.
C, Term and Condition (terms and conditions). This is the most important thing for buyers. Generally speaking, if the buyer gives the offer and is fully accepted by the seller, the contract will be established, but when the buyer gives the offer, the buyer actually has several important things to do, including conducting a comprehensive inspection of the house (house inspection), applying for a bank loan, evaluating the value of the house, and so on. Therefore, the buyer sets out his specific requirements or conditions in this clause and guarantees that these matters will be completed within the time limit, and if the buyer is ultimately unable to complete these matters, the contract cannot be established and the buyer will not bear any responsibility. This period is usually negotiable, but the usual time limit is about 7 days. A good buyer’s broker will provide sufficient advice to the buyer on this clause and write it into the contract.
D, Completion (transaction completed). This clause states that the buyer wishes to complete the transaction.
E, Possession (settlement date). This clause states the date on which the buyer wishes to receive the house key and take possession of the property, which may generally be later than the date of completion of the transaction so that the seller can move and clean the house.
F, Adjustments (adjustment). This clause states the date from which the buyer will bear all taxes and energy costs of the house. This date is usually the date of possession.
G, Included item (included items). The buyer first proposes movable items in the room that he wants to include in the purchase price, such as refrigerators, washing machines, furniture, etc.
H, Offer (offer). In this clause, the buyer should indicate what time the offer is valid and sign it. The buyer should be prepared, that is to say, once the offer is accepted by the seller, the contract will be concluded.